"You're as Beautiful as You Feel"

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Carol KingI’m still exhilarated from experiencing “Beautiful,” the Carole King Musical on Broadway yesterday. The incredible music that magically touched my soul is not the only aspect of the performance which is causing me to feel this way.  A powerful factor in my excitement is that her story completely brings to life the exact concept that I encourage my coaching clients with every day.

This show brings us Carole’s answer to the empowering question that I often pose to my clients: “What did you feel held back from in your previous relationship that you can now accomplish?”

The amazing musical genius, Carole King, lacked the confidence to write the lyrics and perform the incredible music she composed during the younger part of her life. She depended upon her husband’s talent for lyrics, was blinded by her love and admiration for him, and didn’t expand her self-confidence.

When Carole went through the painful, disappointing, and frightening demise of her marriage, she was vulnerable and weak, wondering how she could possibly endure personally or professionally. Somehow, she intuitively found her inner wisdom and her courage which led her to compose, write the lyrics, and sing for her platinum Grammy winning album, Tapestry, and to make her mark on the world forever as an iconic female rock star.

What did YOU lack the confidence to accomplish during your previous relationship? If you can identify that significant answer, challenge the beliefs that continue to hold you back, and break out of your comfort zone, you too can reach the stars that you were meant to reach. Your voice can be heard whether you sing or not, your talents can be recognized, and your gifts can be appreciated by all those who you share them with. Use the enormous power you possess to make it happen. Then, much like Carole King, you will create a new life that is truly “Beautiful.” How would that feel?

Why an African Safari Should Be on Your Bucket List

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2006-09-18 12.05.40

On our African safari, Chris and I watched a lion and her cubs (from the safety of a Range Rover) … walked the property of a five star hotel among zebras, giraffes, impalas and monkeys … listened to wild Africa awaken at sunrise … even sipped champagne next to Victoria Falls.

I think you get the picture that on this safari we didn’t rough it by sleeping in tents, or slogging through the jungle like in an old movie. We enjoyed beautiful accommodations, gourmet food, and once-in-a-lifetime experiences that we are still talking about today. And this is coming from very experienced travelers!

2006-09-18 11.17.20We went to Africa for almost three weeks and visited four different countries. One of the highlights was a stay at the beautiful and serene Royal Livingstone Hotel, a 5-star resort on the Zambian side of Victoria Falls.

We walked over to breathtaking Victoria Falls through a private entrance and watched wildlife wander around right on the hotel grounds. We were offered amazing adventures like river cruises and helicopter rides, or just relaxing in a hammock and getting a massage overlooking the river.

If you have ever toyed with the idea of your own African adventure, you should know that this type of trip takes a lot of planning and expertise. We can guide you through the fine points to make your experience one-of-a-kind.

2006-09-19 03.22.26Africa is a huge continent, and we will advise you on where you should go, countries to avoid, what you need to bring and what you should leave at home. We can arrange all the details, including flights between countries, and we have other African experts on speed dial to help make your trip worry and stress free.

There are many options to fit your budget, from moderate to high-end luxury. Some of the special reasons to add an African safari to your bucket list include:

· Romance: What an amazing place to honeymoon, celebrate an anniversary, special birthday, or even pop the question!

· Wildlife adventure: If you are an animal lover and photographer, you will be in heaven.

· Family memories: what an unforgettable, special learning experience to give to your children or grandchildren.

· Unique experiences: from jogging with Maasai warriors, balloon rides over the Serengeti Plain, whitewater rafting, even golf – we can arrange your custom itinerary.

Chris and I went on our safari in September and Africa was absolutely gorgeous at that time. Give us a call and we can start planning now for your Fall safari. Korte Travel (631) 893.4232

Coming in next month’s blog: Cruising French Polynesia.

CHRIS & SHEILA KORTE, ACC
skorte@cruiseplanners.com
Winners of Best of Long Island Travel Agency 2014

www.kortetravel.com

Toll Free: (631) 893-4232 ~ 866-81-KORTE (56783)
Local: 631-893-4232

Babylon, NY 11702

The "Stuff" They Did't Teach You About Finding A Fulfilling Career

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One of my favorite postings involves a picture of Albert Einstein with the caption “I didnt say half the stuff people said I did.” Whether he said it or not someone wisely observed that the definition of insanity is doing the same thing repeatedly and expecting different results.

I’ve spent close to 40 years hiring people and unfortunately on more that one occasion having to fire people. Most of those people weren’t fired because they’d broken any rules, laws or policies. Most of them were terminated because they weren’t a good “fit” for the job to begin with. They only interest the job had was a wage and the wise sages and gurus of this world tell us money is a motivator for us for a maximum of 24 months. After that we cant get any deep spiritual meaning out of stocking shelves at 3:00 AM in the Big Box discount stores.

Oh, we follow the conventional wisdom on “how to find and attain meaningful employment.” The only really meaningful employment is the the employment that’s meaningful to you.

It seems like everyone around you is coming up with these uber jobs that create a real sense of fulfillment  and permanence and you are left scratching your head and posting resumes everywhere in heaven and earth hoping against hope that someone calls you.

And they don’t (I know, i know I began a sentence with a preposition.)

The reason? You don’t know what they know and they are not about to teach you.

Because you have chosen to be part of the amazing Time to Play community and because you want balance success and happiness in your life it means you believe you deserve success in your life, I am going to share 40 years of sitting on the “other side of the table.”  I’m going to share some tips and techniques that will help you get an edge.

Here is the good news: I’m not going to ramble on and on. I’m going to share a series of videos with you that I’ve recorded on YouTube about creating effective resumes, personal branding and preparing killer, knock em’ dead interviewing skills.

They are not the stuff we teach you, they are simply the stuff we use to choose people for those fulfilling and meaningful jobs.

The first video is on creating a killer resume – One that will get you interviews. The link is below:

If you have any questions or in sites feel free to email me at jurkiewiczconsulting@outlook.com. I’ll be more than happy to set aside some time to share my thoughts with you.

I hope you find some value

Who is the Patient’s Advocate?

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pulse of ny

At a recent meeting of patient safety professionals a small group of nurses huddled around where I was sitting, and one began to share a story about how hard it is to advocate for patients.  She explained that a woman who was in labor was in the hospital and one of the nurse’s colleagues was taking care of her.  As her advocate, the nurse knew what the patient wanted – a normal delivery.  But events moved slowly and as the woman was not yet sufficiently dilated, the resident physician ordered medication to speed up her delivery.  The patient’s nurse knew this is not what the patient wanted; but the nurse “needed” to find the nurse manager who then needed to find the attending who would then go to the resident for authority to countermand the medication order.  By this time the mother was in labor, and as a result of the effort to hurry things along, was showing signs of complications — hemorrhage.

The nurses listening to the story were sympathetic to the mother as well as to the nurse who was there to advocate for the patient.  They expressed frustration about the chain of command they felt they had to follow in order to help this patient. This chain of command, they all agreed, was the problem.

But I disagreed with the nurses.  It was not about the resident giving the wrong order.  I asked the nurse why the patient wasn’t immediately consulted about speeding up delivery.  That’s where the delay was, I told them.  If she were truly advocating for the patient, the nurse would have told the resident, in front of the patient, that this is not what the patient had wanted. The nurse said that it would not have been appropriate to speak in front of the patient.  “Why,” I asked?

This is the culture change that is needed.  The family, I explained to her, would never have followed that procedure.  A loved one with this mother-to-be would have said “Stop: this is how we are going to do it, we will respect her wishes for a natural delivery.”  If this patient’s family member had trained through the PULSE of NY Family Centered Patient Advocacy program, he or she would not have been intimidated or caught off guard. They would know what patient-centered care is — and realize that this was not very patient-centered.

If you feel that your relative who is a patient is not being consulted, you have a right to stop the process and make sure the patient is in charge. This mother-to-be could have said that she didn’t care, they could do what they want; or she could have said, “I don’t want my labor induced – what are the other options?”  At any time the patient can ask a loved one or nurse to be involved, help make decisions… or not.  In this case, the nurses truly believed what they did was patient-centered even though the patient had no control of the situation.

That is where the culture of patient care needs to change.

Sign up for the PULSE of NY Family Centered Patient Advocacy Training – 8 hours of patient safety education and learning advocacy skills and communication.

Tuesday evening May 19 and Thursday May 21 from 5:30 PM – 9:30 PM

3601 Hempstead Tpke. Levittown.  Registration required by April 25, no walk-ins.

Cost: $125.00 per person or come with a team of three people and pay $75.00 each.  That’s a savings of $50.00 per person.  (Each participant must register separately.)  Visit www.pulseofny.org to register

Self Imposed Limitations

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follow your dreams

Follow your dreams

I’ve been saying for years now, “Learn what you need to know so you can enjoy life”, and although I’ve been a huge advocate for learning, I’ve also been struggling with this HUGE concept.

Throughout my journey developing the idea behind the Time to Play concept, truly believing that everyone deserves to enjoy life, I have encountered obstacles. I have met many people who I relied on and became incredibly disappointed in.  I “waited” for things to happen, for promises that didn’t materialize.  I became amazingly frustrated, and had given up numerous times.  Sound familiar?

“Can’t” even sometimes snuck itself in there…

I’m sure many of you have had similar experiences.

Thankfully, I have been provided with amazing friends and teachers like Rebecca L. Norrington.  She has slipped in words of wisdom and empowerment to me at some of my most critical moments.  She may not even realize the power behind what she gives.  One important thing I’ve learned from her is that no one can make you “feel” a certain way… only YOU can make you feel.  Implementing this mindset takes practice. Trust me.

So, here’s the scoop on today’s revelation that I would like to share.  Hopefully I won’t lose you as I try to explain it.  Please stay with me…

I would like to share something I have realized in order to keep myself on track, and I hope it can also help you to avoid discouragement.  I have realized that ideas and a change in our thinking, no matter how ideas and concepts are presented, or how many times you hear something, are not necessarily immediate. This goes for anything… including things like “tips” for healthy eating or “pointers” or ideas for happiness or for success.  Anyone can “tell” us stuff, but it’s up to us to “get it”.

Remember how hard it may have been for us to learn how to solve a math problem?  How we tried, maybe we even had gone for extra help?  And then you “got it”, and it was easier to complete the assignments?  Like that.   I believe this is how it is for many of us to adopt a new way.  It sometimes may take time, even years, for ideas and concepts to evolve in order for us to see things more clearly and to understand.  Research shows it takes 21 days to adopt a new habit.  I think that it takes a lot longer – it takes until we are ready to adopt a different way of thinking.

Today I have realized something that I’ve known all along, but a concept that I really “got” this morning – the idea behind self imposed limitations.  I have recognized that it takes years to unlearn what we have decided to believe about ourselves.  The lack of self confidence, that we don’t belong, the belief we cannot “be” or “do”, which result in our creation of frustration and unhappiness in our lives.  I wrote about these concepts in our book, “If I Knew Then What I Know Now”, (www.IfIKnewthenBook.com) writing in chapter 2 about my belief that we are “tortured souls” that live in self-imposed prisons (chapter 2).  There’s a sample read here, where you can read the beginning of this idea.

Today those concepts have become even clearer to me.  I challenge you to look around and see how many people accept life in that manner.

Today, with a belief that is even stronger than ever, I know each of us has amazing potential.  I also know that potential is just inside every one of us, waiting for the time when we are ready to use it.

How many of us believe we can’t do something?  That we can’t achieve success in an endeavor?  That we don’t deserve ”IT”? That we are destined to be sick, poor, or suffer hardships?  That we’re “unlucky”?

I have been thinking of these questions, as well, since the podcast John Jurkiewicz, another of our Time to Play team, and I did last Wednesday.  Part of the discussion was how many of us fight our success gene.  I believe that’s totally true. I believe part of our fighting is involuntary because we act as we were taught. (If you would like, you can listen to the podcast here.)

Today, even though I’ve heard it a million times, I had an “AHA” moment.  I know that we each have, within us, the power to achieve.  But we achieve what we believe.

And, I know that it takes a long time for us to unlearn what we believe and to see things differently.

Ask yourself what you prefer to believe — that the sky is the limit or that you are here to suffer through life?

Every day is a new and beautiful opportunity.

What is your dream?

Perhaps today is YOUR day to seize it… to start on your path of making your dreams happen.

Perhaps it’s your time to stop looking back and stop thinking “can’t”.

“Talk is cheap”, someone once said.  “Someday I’m going to… “ is another famous phrase.

Do it. Don’t give up. Keep your eye on your dream.

It’s time to enjoy YOUR life.  It’s time to play.

Love, Doreen

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Doreen Guma, MA, FACHE, CPC, CLC is a board certified healthcare executive working in healthcare for the past 28 years. She has seen the “sick and sad” and knows there has to be a better way.  She is also a certified professional life coach and the founder of Time to Play, a website dedicated to life enjoyment.  The Time to Play Foundation is a 501c3 not for profit corporation with the mission and purpose to enrich the lives of others through programs, public awareness outreach activities, events and learning opportunities that further the concept of ENJOYING LIFE!  Short version … inspiring EVERYONE to enjoy life.  Contact us at 631-331-2675 or email info@timetoplay.com | www.TimetoPlay.com

Nobody Wins — BUT, We all CAN

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take responsibility

take responsibility

When things happen in my own personal experience, it sets a fertile environment for me to start thinking.  I have a habit of analyzing everything, probably a result of working in the field of quality improvement for many years. I believe that everything has the potential to be better, and even if we think something is perfect, there are still opportunities for improvement.

Here’s a situation that I experienced last week.  I’ve been thinking about how to put my thoughts into words since then.

A few days ago I had the experience of going to court for the sentencing of a criminal case.  I had never been to the courts before, and I was truly saddened by the experience.  The whole courthouse scene was one of despair, from the line of people waiting to get through security, to the stressed out faces attending the many proceedings.

As you may know, I am part of the motorcycle community, recently appointed as a board member of a motorcycle safety, education and advocacy group.  I truly believe in the power of the people, and not only went to support an injured motorcyclist and his family, but to be a visible reminder of the need to protect motorcyclists from irresponsible motorists.

In this particular case there was a woman who critically injured a man riding his motorcycle to work.  She had been in and out of jail most of her adult life and an addict since she was 12 years old. In our book, “If I Knew Then What I Know Now” (www.IfIKnewThenBook.com), I discussed the adoption of self-destructive behavior to hide from pain in our lives.  There are many types of self-destructive behavior aside from alcohol or substance abuse, including eating disorders, over shopping, self-harm, or even “proving” you are good enough, the one I am most familiar with. Chapter 2 in our book is entitled “We Are All Tortured Souls”, where this was discussed a little more.

From the limited information provided at the sentencing, it was alluded to that she had started using drugs to hide her emotional pain from her father’s physical abuse.  Now, at 27 years old, having been out of jail 3 days prior to the accident, she chose to drive a motor vehicle while under the influence of drugs.  In a matter of minutes she changed lives forever, causing irreversible pain and suffering to a lovely man who had been down the block from his destination at the time of the accident, as well as significant financial hardship to his family.  Further, she left the courthouse on her way back to jail, this time for a matter of years.

In this situation, and so many others in our lives, the choices we make create an end result where nobody wins.

Think about that.

How many situations do you hear about that cause people unnecessary pain or hardships?

Unfortunately, watching the news, we hear daily of people who makes the choice to lie, cheat or injure another in some manner by making a wrong choice.  Something I have learned is that we truly know right from wrong, perhaps even if this knowledge is deep down inside.  Perhaps we chose our behavior stemmed from anger or fear.  No matter what, when we make the wrong choice, we sometimes cannot take back the outcome resulting from the action we chose to complete.

I wrote in our book, “History will repeat itself if we let it” a number of times.  This sentiment can pertain to so many instances, unfortunately.  We continue to hear many world problems without having solutions to stop things — the same things — from occurring over and over.  Sometimes the outcomes result from choices that had stemmed from our irresponsibility in performing an act we know we should not be doing, and sometimes the outcomes result from greed.  There are so many things I can write here as examples…

But, instead of actions to rid our society from these social ills, we have new laws and legislation to protect people from a potential injury or hardship — even though there is a root cause for everything.

Apparently just creating new laws against “wrong doings” is not working.  We can look at legislation for illegal hand guns, texting / drunk driving, illegal drugs, and more… the stuff keeps happening.  We also continue to hear stories of people taking financial advantage of others, even politicians that do so.  Again, we all know right from wrong.

Perhaps it is time to take responsibility and make good choices.  Simple things like not drinking and driving or texting and driving.  Things that we hear about and just continue to do anyway, it seems.  Perhaps we need to consider the feelings of others and make better choices before there are irreversible ramifications of our actions.

Something else I had written about in the book was waiting for “them” to fix things that are problems.  Guess what — there is no “them”. There is “us”.

Change will result when WE start working together to make things change.  People Helping People.  Collaboration = Success.  It’s Time to Enjoy Life.

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Doreen Guma, MA, FACHE, CPC, CLC is the founder of the Time to Play Foundation, a 501c3 corporation inspiring everyone to enjoy life. Email her at doreen@timetoplay.com

It’s Romance Season: Surprise Your Valentine With A Personalized Vacation

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It’s Valentine’s Day this Saturday, and many people will be giving and getting the same old boring gifts, like roses, candy, or a piece of jewelry that most often winds up in a drawer long forgotten.

 

Korte Travel/Cruise Planners/American Express TravelAs Valentine’s Day also kicks off the “Season of Romance,” why not jump out of the box with something that will surprise and delight your special someone?   This year create beautiful, lasting memories with the gift of a personalized vacation.

 

Give Korte Travel , a Cruise Planners, American Express Representative, a call at (631) 893-4232 and we will design the personal vacation or cruise that will thrill your sweetheart. We could make arrangements to mail a gift bag with a gift certificate and exciting brochures that will detail your romantic adventure.

 

Since time is short for Valentine’s Day, we can an even create a “virtual” gift and email the gift certificate to your heart-throb via e-mail.

 

This “thinking out-of-the-box” idea isn’t just for Valentine’s Day. Imagine how excited your significant other will be when they receive a vacation gift bag for an upcoming anniversary or birthday. You can even include the whole family if you like!
Give us a call today and Chris or Sheila will design a custom vacation that will knock your Valentine’s socks off!

See Korte Travel Blog– where vacation memories are made

CHRIS & SHEILA KORTE, ACC
skorte@cruiseplanners.com
Winners of Best of Long Island Travel Agency 2014

www.kortetravel.com

Toll Free: (631) 893-4232 ~ 866-81-KORTE (56783)
Local: 631-893-4232

Babylon, NY 11702

"Wave Season” is a Great Time to Book Spring Break Travel

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Many of my clients are just hearing the term “Wave Season” for the first time. The beginning of the year is what the travel industry calls “Wave Season” and by booking travel plans now, travelers will save money by getting the best deals. At Korte Travel, a Cruise Planners American Express Representative,

Wave Season

Wave Season

Wave Season means we can offer our clients deep discounts on the price of a cruise taken in 2015. And due to our relationship with the cruise companies, we are typically able to offer incentives such as free accommodation upgrades, onboard spending credits and early booking discounts. The goal of most of the cruise lines is to get reservations on the books, for the rest of the year. Our goal, at Korte Travel, is to find you the best offers.

According to the Farmer’s Almanac, people should prepare for below-normal temperatures and above-normal snowfall during most of this winter. If this holds true, a spring break getaway will be a welcome relief. Wave Season is the hottest time to book a vacation and it’s going to be a long winter so having a spring break trip planned ahead will give you something to look forward to during the cold, dark days.

At Korte Travel, we offer cruises and land vacations to warm-weather destinations including the Caribbean, Bermuda, Hawaii, the Mediterranean and more. We will customize your trip to any travel destination during any time of the year while finding the best value-added deals in the marketplace.

By booking now you will eliminate the headaches associated with last-minute planning and you will be able to take advantage of the great deals available right now during Wave Season. Don’t wait; cruise lines typically raise their rates at the end of March.

Chris and I love to travel and we use all of our personal travel experience to provide full-service cruise and vacation planning for individuals, veterans, and families. For more information, please visit us at, www.KorteTravel.com or call 631-893-4232.

CHRIS & SHEILA KORTE, ACC
skorte@cruiseplanners.com
Winners of Best of Long Island Travel Agency 2014

www.kortetravel.com

Toll Free: (631) 893-4232 ~ 866-81-KORTE (56783)
Local: 631-893-4232

Babylon, NY 11702

Welcome to Our Enjoy Life Community

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enjoy life for websiteThis is a really amazing day.  A day that something exciting is taking place… a PROACTIVE, solution-based event.

Today we are installing a visual reminder to enjoy life… our Welcome to Our Enjoy Life Community sign in Port Jefferson Station — the FIRST Enjoy Life Community ever.

The concept behind the Enjoy Life Community Project is simple.  It’s a bridge between organizations within a community and a truly positive momentum for us to work together to enjoy life.

Here is a link to the Port Jefferson Station / Terryville community page.  This is a place where the resources and contacts will be available to all:  Enjoy Life Community Port Jefferson Station / Terryville

Below is the press release we sent out for the Welcome to Our Enjoy Life Commuinity sign installation — the sign installation is in recognition of Martin Luther King, Jr. Day of Service — as this is a first step in awareness and a positive reminder that it is most important for us to remember to enjoy life.

Please email doreen@timetoplay.com or call 631-331-2675 with any questions or for the full protocol on the steps to implement an Enjoy Life Community in your city or town.

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For Immediate Release

Contact:  Doreen Guma 631-331-2675 | doreen@djamesmarketing.com

Date:  Thursday, January 22, 2015

Time:  2:30 PM – 2:40 PM

Location:  Corner of Route 347 and Route 112 in Port Jefferson Station, NY

What:  In recognition of the Martin Luther King, Jr. Day of Service, Brookhaven Town Supervisor Ed Romaine and Councilwoman Valerie Cartright will join the Enjoy Life Community™ Committee and members of Port Jefferson Station as the FIRST EVER Welcome to Our Enjoy Life Community™ sign is installed.  The sign is a marker for positive things to come, bridging the communication throughout the community, and the work that will be done together by those who live in the Port Jefferson Station / Terryville community.

The Enjoy Life Community™ project is sponsored by the Time to Play Foundation, a 501c3 not for profit corporation with the mission and purpose to enrich the lives of others through programs, public awareness outreach activities, events and learning opportunities that further the concept of enjoying life.

“The main goal of the Enjoy Life Community™ program is to bring ALL community organizations, groups and businesses together to focus on the needs of the community as a whole and not the problems; to encourage everyone to get involved; to spread the new of the good works community groups and people are currently doing; to eliminate the hopelessness that people feel; to eliminate the thinking that they are powerless and encourage them to believe that, as a community, we can achieve anything,” said Doreen Guma, Founder of the Time to Play Foundation.

“So many people are doing such great things in each and every community, but I have found that many people do not know what the are working on or the resources within the community available to them.  Many times people feel hopeless and sit around and wait for “them” to fix things.  I believe we are all people living together and it’s up to us to make things happen to benefit us all.  Each Enjoy Life Community™ will become a “micro hub” where communities can create a wish list and everyone can “pitch in” so we can ALL enjoy life and make things happen.  Nothing is impossible when we work together,” said Guma.

The “Welcome to our Enjoy Life Community™ signs that will be installed throughout the community is an important part of the program.  The goal is for signs to be installed throughout the community to remind people of the importance to enjoy life, even if they are having a bad day; to trigger a positive momentum in the lives of all who live in the community; and to provide a positive visual focus to build community pride in the residents of the community.  Additionally, goals for the program are to encourage community participation and decrease social isolation, especially in at risk members of the community’s population including youth, veterans and seniors.

“With all the negative news every day, there is no better time than the present to focus on the positive and what our community needs to enjoy our life, and to work together to make it happen,” said Doreen.

Enjoy Life Community™ © 2014 by Doreen Guma for the Time to Play Foundation, Inc.

 

For Seniors – 4 Signs It May Be Time To Make A Move

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We often praise our homes in song or verse –“ Home Sweet Home,” “ There’s No Place Like Home,” “Home is Where the Heart Is”. There is nothing like the good times, family events and milestones shared in your home.

 

There may come a time, however, when owning your home or living in the same home you’ve lived in for the past 30+ years may not be the best situation for you or your family member’s circumstances.  Four indicators it may be time to consider a move: hazards, maintenance issues, finances and loneliness.

 

Hazards – The family home where the children grew up can at this point present many unsafe conditions – larger spaces and several flights of stairs to navigate, older bathrooms are usually not built with easy access for seniors with mobility problems (and may not be on the first floor), rugs and old flooring may present tripping opportunities and lighting is often not as bright as needed to prevent falls. Also seniors often fail to replace smoke detector batteries.   These are a few of the situations that can make the home a more dangerous place.

 

Maintenance Issues – Homes provide a lot of enjoyment but always need constant upkeep and maintenance.  Unless done on a regular basis, deferred maintenance can lead to unexpected emergency repairs which are always costly.  Often these crisis situations leave a senior overwhelmed as to how to pay for and even coordinate the repair process.  With increasing states of disrepair, a house becomes a more difficult place for the owner to do their daily activities. In the end the house loses value compared to homes more modernized and maintained.

 

Finances – A senior may find themselves with higher costs supporting a home much larger than their actual needs.  Taxes, fuel, electricity charges, water and sewer charges and grounds fees – lawncare/shoveling – are paid to maintain a home that worked when the family all lived there but at this point it is a burden to heat and cool extra rooms.

 

Loneliness – A senior may insist on living in their home as they age but may not acknowledge  the isolation and loneliness they feel.   The grown children may be nearby but with  their busy schedules find only an hour or so to “drop by” daily – or weekly.  If a home is near other neighboring houses that could provide interactions with neighbors that is great.  Many seniors, especially those with mobiity issues, however, find it more difficult to leave their homes on their own and as a result interact with fewer people.  As driving becomes more limited the senior is more dependent on the schedules of others and frustrations grow.

 

Before you,  a family member or loved one is facing a crisis situation, it is best to think about senior living choices or how to size down to a smaller, home or apartment.  Explore all options including adapting the current home to the latest safety features.  Talk with your accountant, financial planner and elder law attorney to review the financial impact of your decisions on your budget and estate plans.

 

There is nothing like having your own home but there may come a time when  having a place to live that is safer, more manageable and less isolating makes sense!