Ho.. Ho.. Ho.. Oh no! December Spending. January Lending. How to keep your Holiday Buying in Control

Ho.. Ho… Hold on now! Being in the spirit of the season is the goal. Time spent with family and friends; gathering and creating lasting memories; taking a moment to say “thinking of you” during the season of celebration. We can all agree that that is what the “spirit of the season” is about.

For credit card lenders, the spirit of the season is really January… when all those holiday purchases come back to haunt you. Nothing like a hefty credit card bill to completely knock the celebration down the drainpipe.

It’s time to get a grip on the celebrating and bring it all back to reality. All you have to do is change the way you think about your holiday activities and gift giving habits. Here are some tips for you to consider this year to enjoy the celebration more and avoid the January financial blues.